Experienced pension advisers based in the heart of Glasgow.

Helping you plan financially for the future you’d like to see.

Unbiased advice in a relaxed setting, without jargon or hidden agenda.

About IBC

Independent Benefit Consultancy Ltd (IBC) was established in 2010 with the aim of providing bespoke financial planning solutions to corporate and individual clients.

We believe that we are only a part of the overall solution and work closely with other professionals and family members to ensure our approach is holistic, efficient and effective.

We strive to give each of our clients:

  • Personal care
  • Unbiased advice
  • Peace of mind
  • Knowledge and experience which leads to the right advice
  • Plain speaking. No jargon or hidden agendas
  • Full disclosure of all facts allowing you to make an informed choice
  • Our goal is to ensure that you have no unanswered questions when we plan with you
  • We aim to provide our clients with a service which is second to none

We believe that the provision of financial solutions should be viewed as a long term relationship

We offer a uniquely personal service where trust is of paramount importance and are wholeheartedly behind the main principles underpinning the Financial Conduct Authority’s (FCA) guidance on Treating Customers Fairly.

As Independent Financial Advisers we can access products and services from the whole of the available market. This means that we are not restricted in what we offer, and our breadth of knowledge and holistic advice benefits you.

It is never too early to plan for tomorrow, what is important is that you have the right information to allow you to make an informed decision.

Having worked alongside IBC for several years now I find them to be very professional in their dealings with my clients. My clients in turn have confided in me that they too have found IBC to be extremely professional in their dealings with them, and that they would not hesitate to recommend IBC to their family & friends when requiring financial advice.

— Colin Grant IFA , True Potential Wealth Management

Since the beginning of our relationship with IBC they have been friendly, approachable and highly professional in dealing with our clients. Our advisers have referred a number of clients and they have been very comfortable in their meetings, fully understand the advice they are receiving and have most importantly felt looked after. IBC’s professional relationship with us has been very much a partnership, even though IBC are giving the advice, they are keen to understand the relationship we have with the client to ensure everything goes smoothly and the client and client relationship remains at the heart of everything we do. Highly professional firm and we would recommend IBC to any firm requiring outsourcing needs.

— Craig Dougan DipFA , Rutland Independent Wealth Management LLP

We have been working with Ken and his team at IBC for a number of years now, especially so since Pensions Freedoms arrived. I have found the experience to be very satisfactory. They put the client’s needs front and centre as we do and work with us as the introducer in the clients best interests. We value the high level of professionalism and service that we and our clients experience. They insist as, we do, in meeting the client face to face to ensure that they really understand the clients concerns, goals and aspirations.

— Peter Trainor, MD, Opes Financial Planning Ltd, Troon

We at Gill Financial Services Ltd have been using IBC as our Pension Transfer Specialists for around 3 years now and have been delighted with the service and knowledge of the Advisers that we have used. I have known Ken Simpson personally for around 8 years having had dealings with a local Oil Companies pension scheme where Ken was looking after the overall scheme and we were dealing with individual members. Ken shows a great knowledge of the Pension Transfer market and shows great passion & connects with our clients at whatever level of experience they hold making sure that he pitches to them at the appropriate level. They have a great backroom team in Glasgow who make sure that all the Admin is taken care of.

— Roy Gill IFA - Gill Financial Services Ltd