Helping you plan financially for the future you’d like to see.

Unbiased advice in a relaxed setting, without jargon or hidden agenda.

Experienced advisers based in the heart of Glasgow.

Privacy & Cookies Policy

Independent Benefit Consultancy Limited is committed to protecting your privacy when you use our services. In this policy we explain how and why we collect your information, what we do with it and what controls you have over our use of it.

From time to time, we add or change functions, features or products to our Web Site or add or change Services. This, and our commitment to protecting the privacy of your personal information, may result in periodic changes to this Privacy Policy. As a result, please remember to refer back to this Privacy Policy regularly to review any amendments.

Any questions regarding our Privacy Policy should be directed to Independent Benefit Consultancy Limited at info@independentbc.com or alternatively see the section “Comments” below.

Your acceptance of these Privacy Policy terms

By using this site or any of our Services accessed through it, you unconditionally agree to be bound by this Privacy Policy.

What data do we collect and how do we use it?

Independent Benefit Consultancy Limited collects and processes information about you in order to:

(i) identify registered and logged-in users each time they visit the Web Site or wish to have a Service provided;
(ii) process orders or applications submitted by you;
(iii) improve our Services and Web Site; and
(iv) send you information we think you may find useful, including information about our products and services.

You may be asked, either when you register with us, or at other times, for information about yourself, such as your name, e-mail address, postal address and telephone number. For printing services you will also need to upload images to our Web Site. In addition, when you order certain goods or services from our Web Site, you will be transferred our third party provider of payment services, where details including your credit/payment card number and expiration date will be processed.

You are under no obligation to provide this information, but if you don’t then we may not be able to provide you with certain services or personalise your experience and tailor our Services for you (for example, tell you about our special offers).

Log files/IP addresses

When you visit our Web Site, we automatically log your IP address (the unique address which identifies your computer on the internet) which is automatically recognised by our web server. We may use IP addresses to help us administer our Web Site and to collect broad demographic information for aggregate use. We do not link IP addresses to personally identifiable information.

Non personal information

We may automatically collect non-personal information about you such as the type of internet browser you use or the site from which you linked to our Web Site. You cannot be identified from this information and it is only used to assist us in providing an effective service on our Web Site.

Use of Cookies

A cookie is a piece of information in the form of a very small text file that is placed on an internet user’s hard drive. It is generated by a web page server, which is basically the computer that operates a web site. The information the cookie contains is set by the server and it can be used by that server whenever the user visits the site. A cookie can be thought of as an internet user’s identification card, which tell a web site when the user has returned.

Find our more about cookies @ aboutcookies.org

We use cookies for the following reasons:

(i) To identify who you are and to access your account information;
(ii) To estimate our audience size and patterns;
(iii) To ensure that you are not asked to register twice; ;
(iv) To track navigation around our Web Site in order to improve its usability.
Cookies are also used by Google Analytics which we use to obtain further feedback on the way in which our Web Site is used. This data is processed by Google, but includes no personally identifiable information. Their privacy policy can be accessed @ http://www.google.co.uk/intl/en/policies/privacy/.

With whom is the information shared?

Independent Benefit Consultancy Limited will not share, sell or rent your personal information to third parties, other than in the case of sale of the company. However, we may disclose your personal information to third party suppliers who provide services on our behalf.

Independent Benefit Consultancy Limited may disclose personal information if required to do so by law or if it believes that such action is necessary to protect and defend the rights, property or personal safety of Independent Benefit Consultancy Limited and its Web Site, visitors to the Web Site and customers of our Services.
Our Web Site contains links to the sites of third parties. When you visit these sites, we suggest that you read their privacy policies. Independent Benefit Consultancy Limited is not responsible for the privacy policies or the content of such sites.

Information about products and services

It is very important to us that we provide you with the highest level of service. In order to help us do this, from time to time Independent Benefit Consultancy Limited may send you details of our products and services which we think may be of interest to you. If at any time you do not wish to receive these details, please e-mail us at info@independentbc.com or click on the unsubscribe link in any of our emails.

Security

Independent Benefit Consultancy Limited places a great importance on the security of all information associated with our customers. We have appropriate security measures in place to protect against the loss, misuse and alteration of customer data under our control. For example, only authorised personnel have access to user information which is protected by strong passwords together with up-to-data firewalls and anti-virus software. While we cannot ensure or guarantee that loss, misuse or alteration of data will not occur, we use our best efforts to prevent this.

Where is the information stored?

Information which we collect is stored on a computer located in the United Kingdom. This is necessary in order to process the information and to send you any information you have requested. Information submitted by you may be transferred by us to our other offices and to reputable third party suppliers, which may be situated outside the European Economic Area. Not all countries outside the EEA have data protection or privacy laws.

Comments

Please e-mail any questions, concerns or comments you have about our Privacy Policy to info@independentbc.com or write to us at:

Independent Benefit Consultancy Limited

Centrum Building, 38 Queen Street, Glasgow, G1 3DX

Having worked alongside IBC for several years now I find them to be very professional in their dealings with my clients. My clients in turn have confided in me that they too have found IBC to be extremely professional in their dealings with them, and that they would not hesitate to recommend IBC to their family & friends when requiring financial advice.

— Colin Grant IFA , True Potential Wealth Management

Since the beginning of our relationship with IBC they have been friendly, approachable and highly professional in dealing with our clients. Our advisers have referred a number of clients and they have been very comfortable in their meetings, fully understand the advice they are receiving and have most importantly felt looked after. IBC’s professional relationship with us has been very much a partnership, even though IBC are giving the advice, they are keen to understand the relationship we have with the client to ensure everything goes smoothly and the client and client relationship remains at the heart of everything we do. Highly professional firm and we would recommend IBC to any firm requiring outsourcing needs.

— Craig Dougan DipFA , Rutland Independent Wealth Management LLP

We have been working with Ken and his team at IBC for a number of years now, especially so since Pensions Freedoms arrived. I have found the experience to be very satisfactory. They put the client’s needs front and centre as we do and work with us as the introducer in the clients best interests. We value the high level of professionalism and service that we and our clients experience. They insist as, we do, in meeting the client face to face to ensure that they really understand the clients concerns, goals and aspirations.

— Peter Trainor, MD, Opes Financial Planning Ltd, Troon

We at Gill Financial Services Ltd have been using IBC as our Pension Transfer Specialists for around 3 years now and have been delighted with the service and knowledge of the Advisers that we have used. I have known Ken Simpson personally for around 8 years having had dealings with a local Oil Companies pension scheme where Ken was looking after the overall scheme and we were dealing with individual members. Ken shows a great knowledge of the Pension Transfer market and shows great passion & connects with our clients at whatever level of experience they hold making sure that he pitches to them at the appropriate level. They have a great backroom team in Glasgow who make sure that all the Admin is taken care of.

— Roy Gill IFA - Gill Financial Services Ltd